lending terms

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• Lending Standards Board — (LSB) United Kingdom The successor organisation to the Banking Code Standards Board. It began work on 2 November 2009 when it published the Lending Code (Code) which replaced the Business Banking Codes published by the British Bankers Association …   Law dictionary

• Lending Code — LSB: The Lending Code …   Law dictionary

• Person-to-person lending — (also known as peer to peer lending, peer to peer investing, and social lending; abbreviated frequently as P2P lending) is a certain breed of financial transaction (primarily lending and borrowing, though other more complicated transactions can… …   Wikipedia

• Predatory lending — describes unfair, deceptive, or fraudulent practices of some lenders during the loan origination process. While there are no legal definitions in the United States for predatory lending, an audit report on predatory lending from the office of… …   Wikipedia

• Securities lending — In finance, securities lending or stock lending refers to the lending of securities by one party to another. The terms of the loan will be governed by a Securities Lending Agreement , which, under U.S. law, requires that the borrower provides the …   Wikipedia

• Truth in Lending Act — The Truth in Lending Act (TILA) of 1968 is a United States federal law designed to protect consumers in credit transactions by requiring clear disclosure of key terms of the lending arrangement and all costs. The statute is contained in title I… …   Wikipedia

• Asset-based lending — In the simplest meaning, asset based lending is any kind of lending secured by an asset. This means, if the loan is not repaid, the asset is taken. In this sense, a mortgage is an example of an asset backed loan. More commonly however, the phrase …   Wikipedia

• Subprime lending — Subprime redirects here. For the 2007 house mortgage crisis, see Subprime mortgage crisis. In finance, subprime lending (also referred to as near prime, non prime, and second chance lending) means making loans to people who may have difficulty… …   Wikipedia

• Truth in Lending Act — (TILA) A federal law that requires lenders to disclose the true cost of credit transactions by providing certain information to borrowers, including the terms of a loan, interest rates, and the number, amount, and due dates of all payments… …   Law dictionary

• stock lending agreement — An agreement setting out the terms in which stock is lent to a borrower in a stock lending arrangement. Related links Model Code Practical Law Dictionary. Glossary of UK, US and international legal terms. www.practicallaw.com. 2010 …   Law dictionary

• International Securities Lending Association — (ISLA) England, Wales The trade association representing the common interests of participants in the securities lending industry. It publishes the Global Master Securities Lending Agreement (GMSLA) which is the standard form agreement used in… …   Law dictionary